Online shopping has become increasingly popular in recent years, and using a credit card can be an easy and convenient way to make purchases and manage your finances. However, with so many credit cards available, it can be difficult to know which one is the best for online shopping. Here are the best credit cards for online shopping in 2023:
- Capital One Venture Rewards Credit Card: The Capital One Venture Rewards Credit Card offers 2 miles per dollar spent on all purchases, making it a great option for online shopping. Additionally, it offers a one-time bonus of 50,000 miles after spending $3,000 in the first 3 months, and it has no annual fee for the first year ($95 after that).
- Chase Sapphire Preferred Card: The Chase Sapphire Preferred Card offers 2 points per dollar spent on travel and dining purchases and 1 point per dollar spent on all other purchases, making it a great option for online shopping. Additionally, it offers a one-time bonus of 60,000 points after spending $4,000 in the first 3 months, and it has a $95 annual fee.
- Citi Double Cash Card: The Citi Double Cash Card offers 2% cash back on all purchases, making it a great option for online shopping. There is no annual fee, and you can redeem your cash back for statement credits, deposits into Citi savings or checking accounts, or gift cards.
- Discover it Cash Back: The Discover it Cash Back offers 5% cash back in rotating categories each quarter (up to the quarterly maximum), as well as 1% cash back on all other purchases. This makes it a great option for online shopping, especially if you are able to take advantage of the rotating categories. Additionally, there is no annual fee, and Discover matches all the cash back you earn at the end of your first year.
- Amazon Prime Rewards Visa Signature Card: The Amazon Prime Rewards Visa Signature Card offers 5% cash back on Amazon.com purchases, 2% cash back on restaurants, gas stations, and drugstores, and 1% cash back on all other purchases. This makes it a great option for online shopping, especially if you frequently purchase items on Amazon.com. Additionally, it offers a one-time bonus of $100 after spending $2,000 in the first 3 months, and it has no annual fee.
When choosing a credit card for online shopping, it’s important to consider your spending patterns and the rewards and benefits that are most important to you. Each of these credit cards offers a range of benefits, so it’s important to carefully evaluate your options to find the best fit for you.
